By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information.
The card issuer may set biometric cardholder verification as the primary cardholder verification method for contact-based payments (as would be the case for contactless payments). In this case, offline or online PIN may be used as fallback.
Zwipe Access is a card-based fingerprint access control solution. Zwipe Access doesn’t require an additional biometric reader because fingerprint capture, feature extraction, and biometric comparison are performed within the Zwipe Access card.
Zwipe Access enables two-factor authentication with biometrics without the need of an additional fingerprint reader, where the card verifies the cardholder identity, and the access control system verifies the card’s authenticity and integrity.
Do consumers need to use their fingerprint to authenticate payment for all transaction values?
The card issuer defines the available cardholder verification methods. It is recommended to set fingerprint verification as the primary cardholder verification method with offline or online PIN as fallback. We recommend issuers to configure the cards to always require fingerprint verification.
Yes, Zwipe offers tablet-based in-branch enrollment solutions. This is especially attractive for serving customers with a personal touch from the banks and also for financial inclusion programs.
Can fingerprint enrollment be completed using a mobile phone?
Yes, Zwipe is developing a mobile phone app for enrollment. The app uses the phone’s in-built NFC interface to contactlessly power up and communicate with the card.