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A biometric payment card follows the same standards for resilience and robustness as a standard dual-interface (non-biometric) payment card, meaning that it has a product lifetime of 3 to 5 years.
What biometric performance does Zwipe Access achieve?
False Accept Rate (FAR) / and False Reject Rate (FRR) exceed payment scheme specifications (VISA and Mastercard). The FRR is comfortably below 3% for 0.01% FAR (1:10,000). The algorithm also provides presentation attack detection (“anti-spoofing”), per latest payment scheme requirements.
For which product forms and markets does Zwipe provide solutions?
Zwipe's biometric platform can be embedded in a wide range of form factors. Our current focus is on card and wearable products within payments, access control and ID.
Has Zwipe Access undergone any tests for durability?
Zwipe Access & Zwipe Pay share the same hardware platform which has undergone the extensive durability testing mandated by payment schemes (Visa & Mastercard) for the daily usage of payment cards.
If my card is lost or stolen, can someone de-enroll my fingerprint and enroll their own fingerprint on my card after I have enrolled and activated it?
No. After enrollment, your biometric payment card is programmed to lock completely. It will not be possible to de-enroll your fingerprint or enroll any other fingerprint on your card after you have enrolled your finger on the card.
If the enrollment kit and biometric card are intercepted by another person, can they enroll their fingerprint on the card and start using it?
The enrollment kit simply provides the necessary power to enable the card to turn on and register the fingerprint from the user, as part of the enrollment process. There is nothing connecting the kit specifically to the cardholder. While any user who intercepts the enrollment kit and the biometric card can enroll his/ her fingerprint, s/he cannot use the card as the card will be activated in the first transaction with the PIN code. The PIN code will be sent to the rightful cardholder in a separate channel and/or time.