The import of biometric templates to Zwipe Access is not supported for security reasons. Zwipe Access was developed to capture, process, and store fingerprint data exclusively in the card and without the need of an external fingerprint reader. 

The card issuer may set biometric cardholder verification as the primary cardholder verification method for contact-based payments (as would be the case for contactless payments). In this case, offline or online PIN may be used as fallback. 

False Accept Rate (FAR) / and False Reject Rate (FRR) exceed payment scheme specifications (VISA and Mastercard). The FRR is comfortably below 3% for 0.01% FAR (1:10,000). The algorithm also provides presentation attack detection (“anti-spoofing”), per latest payment scheme requirements.

The reality is that the majority of point-of-sale payments are still made using payment cards, often out of habit and because it is perceived to be convenient. As the saying goes, "old habits are hard to break".

Global payment card volumes are projected to grow for the foreseeable future and biometric payment cards may actually drive and extend this trend. Meanwhile, many leading suppliers of mobile wallets have already introduced payment cards, most notably Klarna, Stripe, Uber, Paytm, Apple, etc.

We believe that issuers will want to offer consumers different payment alternatives for different purposes to provide a better customer experience. Our technology provides a great experience to the end user at the point of sale because it is quick, seamless, reliable and works everywhere without a battery.

Zwipe Access is a card-based fingerprint access control solution. Zwipe Access doesn’t require an additional biometric reader because fingerprint capture, feature extraction, and biometric comparison are performed within the Zwipe Access card. 

Zwipe Access enables two-factor authentication with biometrics without the need of an additional fingerprint reader, where the card verifies the cardholder identity, and the access control system verifies the card’s authenticity and integrity. 

Zwipe is a pioneer in the field of biometric payments, access control and ID, focusing on cards and wearables. Our customers choose Zwipe because of a combination of technology and performance leadership and an end-to-end, one-stop shop offering. We are dedicated to adding value to our customers thanks to our full focus on biometric authentication for payment and access control and ID. As a result of this, the company has built a strong network of customers and partners across the payment and access control & ID ecosystems. 

Our flagship payment platform features a single silicon secure element which integrates into one chip the many components that were needed on previous generation biometric payment cards. This radically reduces technology and manufacturing costs, while also improving performance and reliability.