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Yes, Zwipe is developing a mobile phone app for enrollment. The app uses the phone’s in-built NFC interface to contactlessly power up and communicate with the card.
Do consumers need to use their fingerprint to authenticate payment for all transaction values?
The card issuer defines the available cardholder verification methods. It is recommended to set fingerprint verification as the primary cardholder verification method with offline or online PIN as fallback. We recommend issuers to configure the cards to always require fingerprint verification.
Zwipe's offering is a unique mix of products and services enabling our customers to integrate biometrics easily and seamlessly in payment and access control products with a wide range of enrolment solutions. Our focus on user experience and live-environment piloting have given us an edge in tailoring our product offering to our growing customer network.
Zwipe is positioned as a system integrator and an enabler of contactless biometric authentication without the use of batteries. We buy components from various suppliers to build, offer and sell our modular Zwipe Pay platform to smart card manufacturers who laminate the cards and embed the biometric contact plate module and sensor in the card. Then the cards are personalized and sold on to banks as part of a total fulfillment delivery with the requested solution for enrollment.
Yes, Zwipe offers tablet-based in-branch enrollment solutions. This is especially attractive for serving customers with a personal touch from the banks and also for financial inclusion programs.