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Zwipe Access relies on a single silicon design. The whole biometric cardholder identification process (fingerprint capture, processing, extraction, storage and comparison) is performed within the Zwipe Access card. This means that the cardholder’s biometric data never leaves the card providing increased data privacy to the cardholder.
Our core technology is focused along three central areas: energy harvesting and power management systems, biometric authentication algorithms, and development of large-scale production methods.
Can I import biometric templates that are already captured externally into Zwipe Access?
The import of biometric templates to Zwipe Access is not supported for security reasons. Zwipe Access was developed to capture, process, and store fingerprint data exclusively in the card and without the need of an external fingerprint reader.
For “contact payments”, will consumers use their fingerprint or will they use their PIN code as in standard dual-interface payment cards?
The card issuer may set biometric cardholder verification as the primary cardholder verification method for contact-based payments (as would be the case for contactless payments). In this case, offline or online PIN may be used as fallback.
If the enrollment kit and biometric card are intercepted by another person, can they enroll their fingerprint on the card and start using it?
The enrollment kit simply provides the necessary power to enable the card to turn on and register the fingerprint from the user, as part of the enrollment process. There is nothing connecting the kit specifically to the cardholder. While any user who intercepts the enrollment kit and the biometric card can enroll his/ her fingerprint, s/he cannot use the card as the card will be activated in the first transaction with the PIN code. The PIN code will be sent to the rightful cardholder in a separate channel and/or time.
Do consumers need to use their fingerprint to authenticate payment for all transaction values?
The card issuer defines the available cardholder verification methods. It is recommended to set fingerprint verification as the primary cardholder verification method with offline or online PIN as fallback. We recommend issuers to configure the cards to always require fingerprint verification.